• The Independent Agen



    Whether you are in the market for homeowners, renters, auto, commercial, property, workers comp, life, umbrella, or any other insurance, you want the most tailored plan at the cheapest quote. As a layman though, it all seems so puzzling. Besides the complicated insurance jargon, it certainly is difficult for you to assess your needs accurately - let alone find the precise insurance source to get you the right policy at the right price.

    What you need is a specialist - someone who really comprehends all the ins and outs of the insurance world - someone who will gladly take the time to review your individual situation along with any existing coverage that you may have. Moreover, you need a trusted source that will be able to configure every aspect of customized protection to your benefit.

    To whom do you turn to for matters as important as protecting assets, property, business and the like? Ask anyone in the know about the industry and they will steer you to an independent agency that has rights to do direct dealings with many of the leading insurance companies. As opposed to a dependent agency or a single company representing itself, the independent agency has no ulterior motive in directing you to one insurance company over the other. Partnered with an extensive network of underwriters, this type of agency searches its set of connections to come up with what works best for you. Equipped with a list of all sorts of policies there is no reason to settle on anything but the optimum.

    The Independent Agent - piecing the puzzle pieces together for the customer

    An experienced independent agency has your best interest in mind as it 
    - Emphasizes the client's needs above all else 
    - Clarifies any questions about the differing policies 
    - Goes to great length to locate tailored coverage with a pleasing quote

    Finding the agency that looks out for the customer the way you want it also requires some research, however. This is because not all independent agencies are alike in excellence. Though any insurer may claim to harbor a close connection with any given strong insurance company, there are variances to the type of bond they enjoy. In order to gain from dealing with a truly winning broker, the customer must link itself with an establishment that has superior access to the indemnity that matches requirements. In addition, it's imperative to find an agency that is all-rounded - from before the sale, during the sale and after the sale - willing to act as your staunch advocate even when there is a claim.

    Before sitting down with an insurer, make sure you are sitting down with someone with the capability, and strong ethics that will indeed make you into a satisfied policyholder!

    Prime Insurance of Lakewood / Deal, NJ and Brooklyn / Upstate NY is a 3-generation agency that has been authorized to deal directly with more than 40 of the leading companies. Devoted to servicing customers to the fullest, Prime provides all forms of nationwide coverage, including NJ cheap auto, low quote commercial umbrella, flood, renters, homeowners, bonds, workers comp, life insurance and so on. We welcome you to see what we're all about.